2014 Market Crash

          If you are like me you have heard people speculate that the market is due to correct itself. Some people predict that 2014 is going to be the year that stocks implode and we are forced to get out or take huge losses. Personally I am not afraid of losses especially since in most cases I will never realize any losses I will only invest more. This is how I have been able to make nice gains overtime. 

          I love big companies like General Electric symbol: GE companies that you don’t have to worry about. You know that they are going to keep on making big money and paying out a nice dividend. Everyone has been running away from REIT’s all the while I have been buying more and more. This is because I love opportunities to take some risk. I love taking a gamble while getting paid. Sure there are reasons why everyone is running away due to interest rates rising, but to me this is only a short term problem. I would be afraid if I thought I was only going to invest now a large sum of money and then not invest later on to average it out.

          This is why I love dollar cost averaging because it brings out the best in anything you purchase. It doesn’t matter if your stock losses 20% because you buy it at the bottom, then when it goes back up you are in a better position than when you started out. I would recommend everyone who invests to use dollar cost averaging as an investment strategy.

          I don’t want you to think that dollar cost averaging is an excuse not to do your research when it comes to investing. I just want you to utilize this tool so that you can make huge long term gains in the stock market, because it’s all about making money.

Take the time to look at a company’s earnings it’s a great indicator of what to expect. Try not to be sold on projections because they are not always correct.

          Invest with money that you do not need! It is sad how many people out there invest with money that they really need for bills. You need to have the money freed up so that you are not worrying all the time about where you money is. The stock market goes up and down. If you cannot handle that roller coaster this is not for you. You need to be comfortable with having a 50% loss on paper. You need to believe that your stock is going to go back up. This means if you truly believe it will go back up you are going to be excited to see it go down that 50% and you are going to invest more.

          Maybe 2014 will be the collapse of the financial market, if that scares you I can understand.  Some of us were built to withstand the heat while others are terrified of the kitchen. Personally I am going to stay investing. I am also going to keep on earning money outside of the market. I keep the money I need out of the stock market. This may in theory limit my overall gains, but it keeps me warm, full and happy.

Dividend Stocks

When buying dividend stocks you need to make sure that the stocks are nice and consistent. You should always check out the history of the companies. Make sure that they have been around for a while and are something that you can depend on continuing to produce. Just looking at their dividend yield alone is a very bad way to approach income investing.

Make sure that the company is generating enough money to continue growing and continue to pay that dividend. Dividend stocks are very desirable and most investors look to them when the are investing. When you are looking at a dividend stock some big companies come to mind such as General Electric, Intel and Walmart. There are so many options, but, I like to buy companies that have growth potential as well as a dividend. This help you out in both methods of investing.

I like to re-invest my dividends do the next time I receive them they are bigger and better. It is all about making money in the stock market and doing your homework is a great way to buy the right stocks. Try to stay away from "Hot stock tips" you get from your neighbor. You need well researched stocks that are strong enough to keep your money with you and not with someone else.

Sometimes I buy exchange traded funds just because they have a nice group of interesting stocks and you can buy them just like an individual company. I am not a home run hitter I buy stocks that will probably only make me between 3% and 5% but once in a while I will invest in something like AGNC which has been a great REIT and helped make many people money.

I buy very few stocks that don't payout a dividend but some of the ones I have invested in over the past year are Ford and 3d printing corp. or symbol DDD. While Ford has not done well I do not regret buying it and 3d Printing corp has done excellent. I should say that Ford has a small dividend payout that they have recently paid but when I started buying it they weren't paying.

Recently Apple started paying out a dividend. Although it is a small dividend in terms of dividend yield it is still nice to be getting a dividend payment from such a great company. If you want to know how to use a stock screener I will post a video on the bottom of this and show you how easy it is to use. When looking into dividend stocks you need to find the one that fits your investing style best.

Dividend stocks are a great investment if you buy them and hold onto them. Making the right choices can really help out your situation in the long term and while investing can be risky you can reduce your risk with the right choices. Remember! Anything stated on this website is a personal opinion and any stocks mentioned  are just stocks I personally like. We are not here to tell you what to buy or what not to buy just sharing out opinions.